Terms for transfers in euros

Payment  transfers within the bank:
When the payer’s and beneficiary’s account no. starts with LTXX40100:
Payments made at the bank’s unit or on the internet bank every day before 21:45 are credited in the beneficiary’s account immediately, while payments made after the said hour will be credited on the following calendar day not earlier than 7.00 a.m.
When the payer’s and beneficiary’s account no. starts with LTXX21400:
Payments made at the bank’s unit or on the internet bank on business days before 19:00 are credited in the beneficiary’s account immediately, while payments made after the said hour will be credited on the following calendar day. At weekends and on public holidays – 24 hours a day.

Payment orders in euros to banks registered in Lithuania, other European Union (EU) countries, Switzerland and the countries of the European Economic Area (EEA) – Norway, Iceland and Liechtenstein, given at the bank’s branch or via internet bank on banking days before 16:00 are executed on the same day. Payment orders, received after the said hours or on other than banking days are executed on the next banking day.
 
The charges for transfers between customers of the above-indicated banks are applied only if:

1. The accurate beneficiary’s bank BIC is indicated;
2. The beneficiary’s account number is indicated in IBAN format;
3. Charge type is SHA (the payer and the beneficiary each pay the transfer charges).

Transfers in euros, which do not meet these requirements, are subjected to fees for transfers in euro to non-EEA countries.
 
In case a payment order is given via the internet bank a deviation of 10 minutes is possible.

*The beneficiary’s account crediting time depends on the beneficiary’s bank, therefore the funds can be credited earlier or later than the time specified above.
 
When the payer’s account No. starts with LTXX40100:
Extra urgent transfers in euros, which were submitted in the internet bank before 16:00, are sent to the beneficiary’s bank immediately, but the time for crediting funds depends on the beneficiary’s bank and in some cases may be longer. 

On the day before the national holidays the specified time for transfers is shorter by 1 hour.​
 
Public holidays include Lithuanian and international holidays: 1^st of January, 16^th of February, 11^th of March, Great Easter Friday, second Easter day, 1^st of May, 24^th of June, 6^th of July, 15^th of August, 1^st and 2^nd of November, 24^th, 25^th and 26^th of December.

When the payer’s account No. starts with LTXX21400:
Extra urgent transfers in euros, which were submitted in the internet bank before 17:15, are sent to the beneficiary’s bank immediately, but the time for crediting funds depends on the beneficiary’s bank and in some cases may be longer.

When the payer’s account no. starts with LTXX40100:
In case of standard payment orders submitted via the internet bank on a banking day before 16:00, funds are debited from the bank’s correspondent account after 2 banking days.
In case of urgent payment orders submitted via the internet bank on a banking day before 16:00, funds are debited from the bank’s correspondent account on the next banking day.
In case of extra urgent payment orders submitted via the internet bank on a banking day before 16:00, funds are debited from the bank’s correspondent account on the same banking day.
On days before the national holidays the specified time for extra urgent transfers is shorter by 1 hour.
Payment orders received after the said hours or on other than a banking day are executed one banking day later.
In case a payment order is given via the internet bank a deviation of 10 minutes is possible.

When the payer’s account no. starts with LTXX21400:
In case of standard payment orders submitted via the internet bank on a banking day before 17:00, funds are credited to the payee’s or correspondent bank’s account after 2 banking days.
In case of urgent payment orders submitted via the internet bank on a banking day before 15:00, funds are credited to the payee’s or correspondent bank’s account after 1 banking day.
In case of extra urgent payment orders submitted via the internet bank on a banking day before 16:00, funds are credited to the payee’s or correspondent bank’s account on the same banking day.
Payment orders received after the said hours or on other than a banking day are executed one banking day later.