Protect yourself and your family with life insurance

Protect yourself and your family with life insurance
  • Tailored coverage level and insured risks
  • Loss of life caused by disease or accident included in policy
  • Insurance for disabilities and critical illnesses
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Life Insurance

One policy – many options! Protect your future by combining the risks you want to insure in one policy.

Which risks can be covered?

  • Loss of life
  • Permanent disability
  • Cancer and critical illnesses

Why choose life insurance?

  • Secure your family's finances in case you lose the main provider.
  • Insure an amount equal to your credit obligations.
  • For customers who have a mortgage loan with us and have chosen the risk of loss of life, we offer additional coverage for childbirth expenses. If an insured customer has a child during the policy period, a one-time payment of EUR 150 is paid out. For more information, please check the offer and the insurance policy.

Life Insurance calculator

Calculate provisional monthly life insurance premium

EUR
%
years

Provisional monthly life insurance premium: EUR

The displayed result is based on the approximate calculation and does not include the cost of cancer and critical illness. A complete offer will be prepared after the submission of the insurance application and risk assessment. Further insurance premiums vary depending on the age of insured, the risks and insurance amount selected.

Additional info

How to apply?

Book a consultation online or in a bank office. After determining your insurance needs, we will provide you with an insurance offer.

We will send you an insurance policy and information needed to pay the insurance premium

Insurance premiums shall be paid each month
For convenient payment of insurance premiums, order an e‑invoice with automatic payment

Insurance coverage takes effect at the moment stated in the issued insurance policy
In case of an insured event, online claim notification form should be filled in or insurance company should be contacted

Book a consultation

Necessary documents

  • Passport or ID card if you book physical meeting with bank specialist
  • We will inform if additional documents are needed

Useful links

Life Insurance terms and conditions

See also other insurance products

Luminor Bank AS (reg. No 11315936, address: Liivalaia 45, Tallinn, Estonia) represented within the Republic of Lithuania by Luminor Bank AS Lithuanian Branch (Branch code 304870069, address: Konstitucijos ave. 21A, Vilnius) acts as an insurance agent, distributing a life insurance on behalf of ERGO Life Insurance SE (reg. No 110707135, address: Geležinio Vilko g.6A, Vilnius, Lithuania). Luminor Bank AS is registered in Finantsinspektsioon (Estonian Financial Supervisory Authority) insurance agency register and is entitled to provide insurance intermediation services in Lithuania on the basis of the principle of freedom of establishment. Luminor Bank AS shall process your personal data to prepare ERGO Life Insurance SE insurance offer and forward them to insurer. ERGO Life Insurance SE as the data controller shall process your personal data (including personal data of special categories and personal identification codes) to secure performance of the insurance agreement and compliance with legitimate interests of the insurer or a third party. More information on personal data processing is available on the website ergo.lt under section Privacy Policy, the insurer’s customer service centres or by e‑mailing your enquiries to the address [email protected].