Consumer loan for your plans | Luminor

Luminor consumer loan for all your needs

Consumer loan for Larger Purchases

Consumer loan for Larger Purchases

  • Special price offer till 2025‑09‑30
  • Loans from EUR 1,000 to EUR 15,000 for 12 to 60 months
  • No collateral or down payment required
  • Fast and convenient remote process

Make your plans happen with a Luminor Consumer Loan

If you need funds for a larger purchase, new furniture, household or garden equipment, sports or travel gear, renovations, or other unexpected expenses – choose a Luminor consumer loan.

  • Only till 2025‑09‑30 fixed 8.9 % annual interest rate and loan agreement fee – EUR 0.*
  • Loan Payment Insurance for your peace of mind.
  • If you pay off your loan early and shorten the loan maturity, we will recalculate the paid loan agreement fee and will repay you the share that is due. Please note that the fee will be repaid once you have paid off your loan in full.
Representative example: if the loan amount is EUR 5,000, the fixed annual interest rate is 8.9 %, the loan term is 60 months, the agreement fee is EUR 0, the monthly account commission fee is EUR 1.30, then the monthly payment is EUR 103.55, total repayment amount – EUR 6,291.00, the annual percentage rate of charge (APR) – 9.85 %.

Get money for your needs easy and quickly

  1. Fill in the application online

  2. Receive loan offer via call and get guidance through next steps

  3. Sign the consumer loan agreement remotely

  4. Receive funds to your account after the agreement has been signed

Requirements to apply

  • You are over 18 years of age
  • You have a regular monthly income of at least EUR 450
  • You have a combined monthly income of at least EUR 880 if you apply with a co‑borrower and you don’t have any dependents

Documents

  • Consumer loan application
  • Your (and your co‑borrower) ID or passport
  • We’ll inform you if we need any additional documents

Check out the special offers from Luminor partners

Apply, sign and get your loan remotely