*Investing always involves some risk and can bring both gains and losses. You are responsible for the investment decisions you make, so please read all the documents, booklets of funds and other booklets of financial instruments and other investor protection documents available here before making a decision.
Luminor offers for company employees
Luminor offers for company employees
- Join now and use Luminor Black free of charge for the first 2 months*
- Luminor Debit – daily card EUR 2.00 per month
- Term deposits – choose wisely, put your money to work
- III pillar pension – secure your future now*
- Luminor Investor platform – turn your savings into investments**
- Consumer loan – very attractive fixed annual interest rates.
- Housing loan – lower interest rates when purchasing A+ and A++ energy efficiency homes
Discounts to all Luminor private cardholders
Luminor Black – our new standard
A universal contactless debit and credit card for those who love travel and new experiences
– Luminor Plus Club – discounts to all Luminor private cardholders – Travel insurance for you and your family in Lithuania and worldwide
– Free 210-day purchase insurance**
– Free cash withdrawals up to EUR 1,200/month from Luminor ATMs in the Baltic States and up to EUR 400/month from other ATMs in other countries***
– Additional protection for card payments with Safety+
– Luminor Black cardholders get Delfi subscription for free until the end of 2025
*The discount is valid for new customers for the first 2 calendar months from the activation of Luminor Black package (if the package is activated within the period 2025-06-01 to 2025-08-31). For the third and next calendar months, the standard package fee (EUR 5.50 per month) will be set according to Luminor Price List. The package monthly fee is applied for a calendar month irrespective of the activation date. The offer is valid until 2025-08-31 or until revoked.
**Luminor purchase insurance and Safety+ insurance services are provided by ADB Compensa Vienna Insurance Group, Ukmergės g. 280, 06115 Vilnius, company code 304080146.
***2 % fee on cash withdrawals exceeding the limits (min. EUR 3.50).
**Luminor purchase insurance and Safety+ insurance services are provided by ADB Compensa Vienna Insurance Group, Ukmergės g. 280, 06115 Vilnius, company code 304080146.
***2 % fee on cash withdrawals exceeding the limits (min. EUR 3.50).
Luminor Debit, the card for everyone
A simple debit card that gets the job done
♦ Add your contactless card to your digital wallet for an even more convenient experience.
♦ Unlimited euro transfers and cash withdrawals up to 800 EUR/month from Luminor, Medus, and Bankomatas.lt ATMs (1).
Register for consultation
(1) Cash withdrawals at Luminor, Medus, and Bankomatas.lt ATMs. Certain ATMs abroad may impose an ATM fee, notifying about it on the ATM screen. To withdraw money without a commission fee, please use another ATM network.
Term deposits
– Choose wisely – put your money to work.
– Term deposit with guaranteed returns
Deposits are secured by the Estonian Guarantee Fund company “Tagatisfond” in accordance with the laws of the Republic of Estonia on deposit insurance and insurance of investor liabilities.
When you save in pension funds, you are exposed to investment risk, which means that the value of your investments can go up and down, i.e., you may get back less than you invested. Before you decide to save for an additional pension in Luminor pension funds, please familiarise yourself with the pension fund rules, applicable deductions and investment strategy. The pension funds are managed by Luminor investicijų valdymas, UAB, company code 226299280.
Luminor Investor platform
Our online platform where you can invest in more than 15,000 international financial instruments – stocks, bonds, ETFs (exchange-traded funds) and investment funds.
Learn more
Investing always involves some risk and can bring both gains and losses. You are responsible for the investment decisions you make, so please read all the documents, booklets of funds and other booklets of financial instruments and other investor protection documents available here before making a decision.
Private banking – personal portfolio management
A consumer loan for all your needs
– Fixed annual interest rate from 9 %
– Loan amount from EUR 1,000 to EUR 15,000
– Agreement fee EUR 0
– Loan contract duration from 12 to 60 months
– No down payment required
Contract fee applies with discount code PAREOC
Representative example: if the loan amount is EUR 5,000, the fixed annual interest rate is 10 %, the loan term is 48 months, the agreement fee is EUR 0, the monthly account commission fee is EUR 1.30, then the monthly payment is EUR 126.81, total repayment amount – EUR 6,149.28, the annual percentage rate of charge (APR) – 11.06 %.
Check out our other consumer loan offers
Expand your choices with a Luminor Housing loan
– Individual advice throughout the home-buying process
– Fixed or variable interest rate
– Variable interest rate available with 3, 6 and 12 months Euribor
– Lower interest rates when purchasing A+ and A++ energy efficiency homes
– Gift with a housing loan – Senukai Naujakurys discount card
